My New Blog

Yeah! Gas prices have been coming down but our expenses seem to keep rising.  Have you heard Progress energy wants to raise rates again.  Here are some ideas for cutting your electric bills and other expenses.

1.  Did you know that Progress Energy will do an energy audit on your home for FREE? All you need to do is call Progress Energy and set up a time for the Energy Audit. When Progress Energy completes the audit you will obtain a certificate for saving money on doing some of the updates. You can add insulation to your home for only a few hundred dollars for a home under 1700 sqft. saving you money monthly.  Another big source of energy usage is leaky air conditioning ducts, some times just taping the ducts with duct tape to seal the holes saves you money because you are no longer air conditioning the attic.  This is an excellent program that I have used.

2.  Auto Insurance - 2 ways to save.  First, keep your credit score up and stay free from traffic violations.  Auto insurance rate are based on credit score and traffic violations.  Second, if you can afford it, raise your deductible the difference is significant and will lower your rates.

3.  Home Owners Insurance - Raising your deductible can lower your premium but make sure you have enough savings to cover the larger deductible.  Also, a Wind Mitigation Report can save you hundreds to thousands depending on your house.  Here are some of the items the inspection looks at, type of roof (hip roof saves money), rafter tie downs, second water barrier under shingles (if you have recently had your roof replaced or are planning on replacing it, check with your roofer and insurer).

For all your real estate needs call Sue Kane Carr and Larry Carr at 727-424-2238